Your Trusted Financial Partner
One Spot Finance & Insurance Services is Delhi's premier financial advisory firm, helping individuals and businesses access the best loans and insurance products from India's top banks and insurers.
10,000+
Happy Customers
₹1,000 Cr+
Loans Disbursed
50+
Banking Partners
12+
Years Experience
Our Mission
To simplify financial decision-making for every Indian by providing unbiased, expert guidance on loans and insurance — ensuring they get the best products at the best rates, with complete transparency and zero hidden charges.
Our Vision
To become India's most trusted one-stop financial services platform — where every customer finds the right loan, the right insurance, and the right financial advice under one roof, backed by technology and human expertise.
Our Core Values
The principles that guide everything we do
Transparency
No hidden charges. We clearly explain every term, condition, and cost before you sign.
Customer First
Your financial goals are our priority. We recommend what's best for you, not what earns us more.
Expertise
Our team brings decades of combined experience across banking, insurance, and financial advisory.
Results Driven
We measure success by your success — loan approvals, claim settlements, and financial goals achieved.
Our Journey
12 years of growth, trust, and milestones
Founded in Delhi with a vision to simplify financial services for every Indian.
Expanded to 5 cities. Crossed 500 satisfied customers and ₹50 Cr in loan disbursals.
Launched insurance advisory services. Partnered with 15+ insurance companies.
Went digital. Launched online application and comparison platform.
Crossed 5,000 customers and ₹500 Cr in total loan disbursals.
50+ banking partners, 25+ insurance partners, 10,000+ happy customers.
Meet Our Leadership Team
The experienced professionals behind One Spot Finance & Insurance Services
Daksh Bhardwaj
Founder & Managing Director
Visionary founder overseeing both loan and insurance verticals. Drives strategy, partnerships, and growth across all business lines at One Spot Finance.
Kamal Kumar Sharma
Co-Founder & Senior Consultant
Co-founder and senior financial consultant with deep expertise in loan structuring, insurance advisory, and building long-term client relationships.
Jugnu Kumar
Head – Loan Department
Leads the entire loan division — personal, home, business, MSME, and government scheme loans. Expert in lender negotiations and fast-track approvals.
Bhagya Pachauri
Head – Insurance Department
Leads the insurance advisory division across health, life, car, travel, and business insurance. IRDAI-certified with expertise in claims and policy management.
Why 10,000+ Customers Trust Us
What makes One Spot Finance different
Unbiased Advice
We work for you, not the banks. Our recommendations are based on your needs, not commissions.
One-Stop Solution
Loans, insurance, government schemes — everything under one roof. No need to visit multiple offices.
Expert Negotiation
Our lender relationships help us negotiate better rates and terms than you'd get directly.
End-to-End Support
From application to disbursal, we handle everything. You just need to provide documents.
Fast Processing
Our streamlined process and lender relationships ensure faster approvals than industry average.
Post-Disbursal Service
We stay with you after the loan — for top-ups, balance transfers, and insurance renewals.
Visit Our Office
Registered Office
Delhi NCR, India
Working Hours
Mon – Sat: 9:00 AM – 7:00 PM
Sunday: 10:00 AM – 4:00 PM
Phone
+91 89291 06003