HOME PURCHASE • CONSTRUCTION • BALANCE TRANSFER

Home Loan

Fulfill your dream of owning a home with India's most competitive home loan rates. Purchase, construct, or renovate — we have a solution for every need.

8.5% p.a.

Interest Rate

₹5 Crore

Max Amount

30 Years

Max Tenure

Key Benefits

High Loan-to-Value Ratio

Get up to 90% of the property value financed, minimizing your down payment.

Tax Benefits

Save tax on principal (Sec 80C up to ₹1.5L) and interest (Sec 24 up to ₹2L) annually.

Long Repayment Tenure

Spread your EMIs over up to 30 years for comfortable monthly payments.

Balance Transfer

Transfer your existing home loan to save significantly on interest outgo.

Top-Up Loan

Get additional funds over your existing home loan for renovation or other needs.

Joint Loan Option

Apply jointly with spouse or family member to increase loan eligibility.

Eligibility Criteria

Age21 – 65 Years
EmploymentSalaried / Self-Employed
Min. Income (Salaried)₹25,000/month
Min. Income (Business)₹3 Lakhs p.a.
CIBIL Score650+
Work Experience2+ Years

Required Documents

Aadhaar Card / PAN Card
Passport / Voter ID (address proof)
Last 3 months salary slips
Last 6 months bank statements
Form 16 / ITR (last 2 years)
Property documents (sale deed, NOC)
Approved building plan
Property valuation report

Frequently Asked Questions

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EMI Calculator

30,00,000
₹50K₹1 Cr
8.75%
6%24%
20 Years
1 Yr30 Yrs

Monthly EMI

26,511

Principal Amount

30,00,000

Total Interest

33,62,717

Total Payment

63,62,717

Principal 47%Interest 53%