MICRO • SMALL • MEDIUM ENTERPRISES

MSME Loan

Dedicated financing solutions for Micro, Small and Medium Enterprises. From working capital to machinery purchase, we help your business scale with the right funding.

11% p.a.

Interest Rate

₹5 Crore

Max Amount

7 Years

Max Tenure

Key Benefits

CGTMSE Coverage

Loans covered under Credit Guarantee Fund Trust for Micro and Small Enterprises — no collateral needed.

Subsidized Interest Rates

Access government-backed schemes with interest subvention for eligible MSME units.

Working Capital Support

Cash credit, overdraft, and bill discounting facilities for smooth business operations.

Machinery Finance

Dedicated equipment and machinery loans with up to 90% financing.

Expansion Funding

Term loans for capacity expansion, new unit setup, and technology upgradation.

Government Scheme Linkage

Assistance with PMEGP, Mudra, Stand-Up India, and other government schemes.

Eligibility Criteria

Business TypeMicro / Small / Medium
Business Vintage1+ Year
Annual Turnover₹5 Lakhs+
CIBIL Score650+
Udyam RegistrationPreferred
GST RegistrationRequired for >₹40L

Required Documents

Aadhaar Card / PAN Card (Owner)
Udyam Registration Certificate
Business PAN / GST Certificate
Last 2 years ITR with financials
Last 12 months bank statements
Business registration proof
Project report (for new units)
Machinery quotations (if applicable)

Frequently Asked Questions

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EMI Calculator

20,00,000
₹50K₹1 Cr
12%
6%24%
5 Years
1 Yr30 Yrs

Monthly EMI

44,489

Principal Amount

20,00,000

Total Interest

6,69,334

Total Payment

26,69,334

Principal 75%Interest 25%