Government Loan Schemes
Access subsidized loans and grants from government schemes. We provide expert guidance and end-to-end assistance for PMEGP, Mudra, Stand-Up India, CGTMSE and more.
Available Government Schemes
PM Mudra Yojana
MSME / Small Business
Up to ₹10 Lakhs
Market Rate
Micro Units Development and Refinance Agency loans for non-corporate, non-farm small/micro enterprises. Three categories: Shishu (up to ₹50K), Kishore (₹50K-₹5L), Tarun (₹5L-₹10L).
PMEGP Scheme
New Business Setup
Up to ₹50 Lakhs
Market Rate + 15-35% Subsidy
Prime Minister's Employment Generation Programme for setting up new micro-enterprises in non-farm sector. Provides 15-35% capital subsidy on project cost.
Stand-Up India
SC/ST & Women Entrepreneurs
₹10 Lakhs – ₹1 Crore
Base Rate + 3%
Facilitates bank loans between ₹10 lakh and ₹1 crore to at least one SC/ST borrower and one woman borrower per bank branch for setting up greenfield enterprises.
CGTMSE Scheme
Collateral-Free Business Loans
Up to ₹2 Crore
Market Rate
Credit Guarantee Fund Trust for Micro and Small Enterprises provides guarantee cover to banks for loans to MSEs without collateral or third-party guarantee.
MSME Schemes
Technology & Expansion
Varies by Scheme
Subsidized Rates
Various MSME ministry schemes including CLCSS (technology upgradation), SFURTI (cluster development), and ASPIRE (rural entrepreneurship) with subsidies and soft loans.
Women Entrepreneur Schemes
Women-Led Businesses
Up to ₹1 Crore
Concessional Rates
Dedicated schemes for women entrepreneurs including Mahila Udyam Nidhi, Dena Shakti, Udyogini, and Cent Kalyani with concessional interest rates and relaxed norms.