TERM PLAN • WHOLE LIFE • ULIP • ENDOWMENT

Life & Term Insurance

Secure your family's financial future with high sum assured term plans at the lowest premiums. Pure protection with no investment component.

₹50 Lakhs

Coverage From

₹700/month

Premium From

99%+

Claim Settlement

Compare Top Plans

Tech Term

Most Trusted

LIC of India

₹8,400/year

Coverage: ₹1 Crore

Highest claim settlement
Government backed
Online purchase
Critical illness rider

Smart Shield

Best Value

SBI Life Insurance

₹7,200/year

Coverage: ₹1 Crore

99.01% claim settlement
Accidental death benefit
Return of premium option
Waiver of premium

Click 2 Protect

Most Popular

HDFC Life

₹7,800/year

Coverage: ₹1 Crore

Life stage protection
Income benefit option
Terminal illness cover
Joint life option

Online Term Plan

Max Life Insurance

₹6,900/year

Coverage: ₹1 Crore

Lowest premium
Flexible payout options
Critical illness add-on
Disability benefit

*Premiums are indicative. Actual premiums depend on age, health, and other factors.

Key Benefits

High Sum Assured

Get life cover of ₹1 crore or more at surprisingly affordable premiums.

Family Financial Security

Ensure your family maintains their lifestyle even in your absence.

Tax Benefits

Premium paid is deductible under Section 80C. Death benefit is tax-free under Section 10(10D).

Flexible Payout Options

Choose lump sum, monthly income, or combination payout for your family.

Riders & Add-ons

Enhance coverage with critical illness, accidental death, and disability riders.

Return of Premium

Some plans return all premiums paid if you survive the policy term.

Documents Required

Aadhaar Card / PAN Card
Age proof (birth certificate)
Address proof
Income proof (salary slips / ITR)
Medical examination reports
Passport size photographs

Frequently Asked Questions

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Premium Estimator

30 Years
1865
50,00,000
₹10L₹5 Cr

Estimated Annual Premium

14,400

≈ ₹1,200/month

Save up to

2,160/year

by comparing plans with us

*Indicative premium. Actual may vary by insurer.