MSME • WORKING CAPITAL • EXPANSION

Business Loan

Fuel your business growth with unsecured business loans from ₹1 lakh to ₹2 crore. Working capital, expansion, machinery, or startup funding — we have it all.

12% p.a.

Interest Rate

₹2 Crore

Max Amount

5 Years

Max Tenure

Key Benefits

Collateral-Free Loans

Get unsecured business loans up to ₹50 lakhs without pledging any asset.

Flexible Usage

Use funds for working capital, expansion, machinery, inventory, or any business need.

Quick Processing

Dedicated business loan desk ensures approval within 48-72 hours.

Multiple Products

Term loans, overdraft, cash credit, and working capital loans available.

Government Schemes

Access CGTMSE, Mudra, and other government-backed schemes at subsidized rates.

High Loan Amount

Get up to ₹2 crore based on business turnover and financial health.

Eligibility Criteria

Business Vintage2+ Years
Annual Turnover₹10 Lakhs+
Business TypeProprietorship / Partnership / Pvt Ltd
CIBIL Score650+
Age of Applicant21 – 65 Years
ITR FiledLast 2 Years

Required Documents

Aadhaar Card / PAN Card (Owner)
Business PAN Card / GST Certificate
Last 2 years ITR with P&L
Last 12 months bank statements
Business registration certificate
Partnership deed / MOA & AOA
GST returns (last 6 months)
Office address proof

Frequently Asked Questions

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EMI Calculator

20,00,000
₹50K₹1 Cr
14%
6%24%
3 Years
1 Yr30 Yrs

Monthly EMI

68,355

Principal Amount

20,00,000

Total Interest

4,60,789

Total Payment

24,60,789

Principal 81%Interest 19%