RESIDENTIAL • COMMERCIAL • INDUSTRIAL
Loan Against Property
Unlock the value of your residential or commercial property to meet large financial requirements at lower interest rates than personal loans.
9% p.a.
Interest Rate
₹10 Crore
Max Amount
15 Years
Max Tenure
Key Features
Up to 70% of property market value
Lower interest than personal loans
Long tenure up to 15 years
Residential & commercial properties
Overdraft facility available
Key Benefits
High Loan Amount
Get up to 70% of your property's market value as loan amount.
Lower Interest Rates
Secured nature means significantly lower rates compared to personal or business loans.
Flexible Usage
Use funds for business expansion, education, medical, or any personal need.
Long Tenure
Repay comfortably over up to 15 years with manageable EMIs.
Property Remains Yours
You continue to use and occupy the property while the loan is active.
Overdraft Option
Some lenders offer overdraft facility against property for flexible fund access.
Eligibility Criteria
Age21 – 65 Years
EmploymentSalaried / Self-Employed
Property TypeResidential / Commercial
CIBIL Score650+
Min. Income₹25,000/month
Property OwnershipClear Title Required
Required Documents
Aadhaar Card / PAN Card
Address proof (utility bill)
Last 3 months salary slips / ITR
Last 12 months bank statements
Property documents (title deed)
Property tax receipts
Approved building plan
NOC from society/builder